This time of year I tend to get a little out of control with my spending. I wish I could say it was simply because of all the millions of gifts I get for people. But, while that is somewhat true, I also spend a lot on myself. I think once I loosen the purse strings a little I loose control completely.
If you have the same problem I have some advice for you. I have a guideline I try to follow. A friend suggested it to me when I was studying abroad in Australia and I wanted to buy everything in site. I have been trying to follow it ever since. Maybe it will work for you too.
Now, there are those items that you HAVE to have. There is no question about it. I get that. Although try to cut back a little if you can. Then there are quite a few more items that you really like and you are pretty sure you want them but you don’t know if you want to spend the money.
This is what you do. Leave it on the rack or shelf and move on. If you are still thinking about it before you leave the store or mall then you should get it. However, if by the time you are ready to leave you have completely forgotten about it you probably don’t need it. You probably won’t use it if you get it.
So far this method has worked SUPER well for me. I highly recommend it. I hope it works just as well for you and maybe helps keep a few extra dollars in your wallet, especially this time of year.
Thanks for reading!